Total Compensation Calculator
Convert a tech compensation package into a true annualized number, with year-by-year breakdown of base, bonus, equity, and benefits.
Understanding Total Compensation
A tech compensation package typically consists of base salary, signing bonus, annual bonus, equity grants (usually RSUs, though some startups rely more heavily on stock options), and employer-provided benefits. Comparing packages requires converting them into a single comparable number.
Why Annualized Compensation Matters
Signing bonuses inflate year-one earnings. Equity vesting schedules distribute value unevenly. By computing a single annualized figure over the vesting period, you get an apples-to-apples comparison against your current compensation or other offers.
How Signing Bonus Amortization Works
A signing bonus is a one-time payment, but its value should be spread across the time you expect to stay. If your signing bonus is $30,000 and you plan to stay four years, the amortized annual value is $7,500. This calculator lets you set the amortization period independently from the vesting schedule. If the amortization period exceeds the vesting period, only the portion within the vesting window is counted toward the annualized figure.
Equity Growth Assumptions
The stock growth rate compounds annually from the grant date. At 0% growth, equity value equals the original grant value distributed per the vesting schedule. Positive growth reflects stock appreciation; negative growth models a declining stock price. All equity projections are speculative.
Tax Considerations
The after-tax estimate uses a single marginal tax rate applied to taxable income (base, bonus, and equity). Employer benefits like 401(k) matching and health insurance are shown at their full value but are not taxed — note that 401(k) match goes into a tax-deferred account and is not spendable cash. For precise tax planning, consult a tax professional.
Limitations
This calculator provides estimates for comparison purposes. It does not account for progressive tax brackets, state-specific tax rules, AMT implications on equity, or the time value of money. Actual compensation may vary based on performance reviews, stock price movements, and changes to benefits packages.